Medicare Supplement Plan G
Medicare supplement Plan G is very similar to Plan F in terms of coverage, but the difference lies in the deductible for Part B. Medicare Part B has an annual deductible and when this is met Plan G will handle the coinsurance amount of Medicare-approved health services, which is often around 20% of the approved amount.
If you remain in the hospital less than 90 days but longer than 60 days, Medigap Plan G will cover your Medicare Part A coinsurance for each period of benefits. You will have a certain amount of hospital “reserve” days, and Plan G will cover the full per-day Medicare Part A coinsurance. This bank of “reserve” days in the hospital are 60 nonrenewable days that Medicare provides which can only be used once in your entire life. Medigap Plan G will cover 100% of Medicare Part A eligible hospital expenses after all of your Medicare hospital benefits are used.
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