Let’s Walk Through Medicare Advantage

older man choosing health insuranceMedicare Part C is also known as Medicare Advantage and is private insurance that takes over for Medicare.  It combines the functions of parts A and B as well as prescription drug coverage into one plan.  If a person elects Part C Advantage, they are opting to use this instead of Original Medicare.  This is different from a supplement plan because those do what you might expect – they supplement Medicare.  The key difference is that Advantage plans take over for Medicare.  They come in the form of HMO’s, PPO’s and Private Fee for Service.

When you join a Medicare Advantage program, you are still enrolled in Original Medicare and are eligible to receive many of the benefits offered. The main difference is that you can add more benefits such as hearing, dental, and vision while also including coverage for prescription drugs. In many cases, you will have to see certain doctors or visit a specific hospital as these plans often have a network.

In many situations, these plans may save you additional money due to lower out-of-pocket costs. To understand pricing, you’ll want to compare all plans offered by providers in your area. Costs can change based on the types of services you will need and the plan you select.

Does this all sound too confusing? We understand! You’ll want to contact our licensed insurance agents that are standing by to help you select the plan that works best for you. We offer the highest level of customer service and will walk you through the process step-by-step to ensure that you find what you are looking for when it comes to healthcare and retirement planning services.

call to action - enrollment form

Please fill out the form below to request information from a licensed insurance agent in Pennsylvania. We only work with health plan agents that have demonstrated expertise and have had at least five or more years experience working in PA.

  • This field is for validation purposes and should be left unchanged.

This is a solicitation of insurance. By providing this information, you agree that an authorized representative or licensed insurance agent/producer may contact you by phone, e-mail, or mail to answer your questions or provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.