medicare supplements for elderly peopleMedicare Supplement Plan M

Medigap Plan M is essentially a cost sharing plan which means that compared to plans C, D, F, and G, you are responsible for extra out-of-pocket expenses.

This plan is similar to an HMO plan without the doctor restrictions or network hospitals that you must use. Any hospital or doctor that accepts Medicare patients is allowable under this plan.

Plan M adds some extra benefits to the essential Medigap coverage. It will cover emergency care while in a foreign country ($250 deductible), your co-insurance amount for skilled nursing facilities for the 21st day to the 100th day of your stay, and 50% of your Medicare Part A in-patient hospital deductible.

With a limit of $500,000 in your lifetime, this benefits pays 80% of the cost of your care for the first 60 days of each trip.

Your Recommended Agent is Greg from BGA Insurance Group

greg gudis

Greg Gudis – Licensed agent ready to assist you during the enrollment period in 2017. Please fill out the form below to send your information to Greg so that he can contact you with the best advice and plan information for your current situation. He can also provide expert advice on retirement planning, life insurance, and long-term care.

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This is a solicitation of insurance. By providing this information, you agree that an authorized representative or licensed insurance agent/producer may contact you by phone, e-mail, or mail to answer your questions or provide additional information about Medicare Advantage, Part D or Medicare Supplement Insurance plans.